:root{--forest:#0a4731;--ink:#18382b;--muted:#52645a;--cream:#fffdf8;--sage:#edf2eb;--line:#d5ded3;--leaf:#d4ebbf;--serif:'Fraunces',Georgia,serif;--sans:'Plus Jakarta Sans',Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.65}a{color:inherit;text-underline-offset:4px}button,input{font:inherit}button,a,input,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}[hidden]{display:none!important}img{max-width:100%;display:block}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-weight:500}h1,h2{font-family:var(--serif);letter-spacing:-.04em;line-height:1.08}h1{font-size:clamp(46px,4.5vw,68px);margin:20px 0 24px;max-width:700px}h2{font-size:clamp(32px,3vw,46px);margin-bottom:22px}h3{font-size:19px;line-height:1.4;font-weight:700}p{margin-bottom:20px}.shell{max-width:1248px;padding:0 32px;margin:auto}.skip{position:absolute;top:-100px;left:16px;z-index:5;background:white;padding:12px}.skip:focus{top:8px}:focus-visible{outline:3px solid #b65b12;outline-offset:5px}input:focus-visible{outline-offset:2px}.official{background:var(--forest);color:white;padding:10px 0;font-size:12px}.official .shell,.fdic,.ehl{display:flex;align-items:center;gap:9px}.official .shell{justify-content:space-between;gap:20px}.fdic{max-width:570px}.fdic img,.ehl img{flex-shrink:0}.fdic span{font-family:'Source Sans 3',Arial,sans-serif;font-style:italic;font-size:14px;line-height:1.3}.ehl{white-space:nowrap}.campaign-header .shell{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:112px}.logo{width:256px;height:auto}.header-contact{text-align:right;font-size:12px;color:var(--muted)}.header-contact a{display:block;font-size:18px;color:var(--forest);font-weight:700;text-decoration:none}.draft-banner{background:#f2eddf;border-block:1px solid #dfd6c4;font-size:12px;text-align:center;padding:7px 18px;color:#554628}.draft-banner strong{font-weight:700}.hero{padding:56px 0 64px}.hero-grid{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,1fr);gap:64px;align-items:start}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:11px;font-weight:700;color:var(--forest);margin-bottom:0;line-height:1.5}.hero h1 em{font-style:normal;color:#36784c}.intro{max-width:510px;color:var(--muted);font-size:18px;line-height:1.75}.actions{display:flex;align-items:center;gap:20px;flex-wrap:wrap;margin:28px 0 18px}.button{display:inline-flex;justify-content:center;align-items:center;gap:12px;min-height:50px;padding:12px 22px;border:1px solid var(--forest);border-radius:6px;background:var(--forest);color:white;font-weight:700;text-decoration:none;font-size:14px;line-height:1.5}.button:hover{background:#176443}.text-link{font-size:14px;font-weight:700}.small-note{font-size:12px;color:var(--muted);max-width:480px}.use-list{display:flex;flex-wrap:wrap;list-style:none;padding:22px 0 0;margin:30px 0 0;border-top:1px solid var(--line);gap:8px 22px;font-size:13px;font-weight:600}.use-list li::before{content:'\2713';margin-right:7px;color:#387044}.hero-note{margin-top:22px;padding-left:14px;border-left:3px solid #aac998;font-size:13px;color:var(--muted);max-width:500px}.calculator{background:white;border:1px solid var(--line);box-shadow:0 16px 48px #153c2910;border-radius:16px;padding:27px}.calc-top{display:flex;align-items:center;gap:14px;margin-bottom:10px}.calc-icon{width:42px;height:42px;background:var(--sage);display:grid;place-items:center;border-radius:50%;flex-shrink:0}.calc-icon svg{width:22px;height:22px}.calculator h2{font-size:25px;letter-spacing:-.025em;margin:0}.calc-intro{font-size:12px;color:var(--muted);margin-bottom:22px}.calculator fieldset{border:0;margin:0;padding:0;min-width:0}.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}.field{min-width:0}.field label{display:block;font-size:12px;font-weight:700;line-height:1.45;margin-bottom:6px}.field input{width:100%;min-height:46px;border:1px solid #85998a;border-radius:5px;padding:8px 11px;background:white;color:var(--ink);font-size:16px}.field input::placeholder{color:#627468;opacity:1}.field-help{font-size:11px;color:var(--muted);margin:6px 0 0}.calculator details{margin:18px 0}.calculator summary{font-size:12px;font-weight:700;cursor:pointer;padding:6px 0;min-height:32px}.calculator details .fields{margin-top:12px}.calc-submit{width:100%;margin:0 0 18px}.result-box{background:var(--forest);border-radius:9px;color:white;padding:20px}.result-label{font-size:11px;letter-spacing:.05em;margin-bottom:5px}.result-payment{font-family:var(--serif);font-size:44px;line-height:1.15;margin-bottom:6px;letter-spacing:-.03em}.result-payment small{font-family:var(--sans);font-size:12px;letter-spacing:0;font-weight:400}.result-term{font-size:11px;color:#d5e5d9;margin:0 0 16px}.result-details{border-top:1px solid #7d9a87;padding-top:12px;margin:0}.result-details div{display:flex;justify-content:space-between;gap:12px;font-size:12px;margin:3px 0}.result-details dt,.result-details dd{margin:0}.result-details dd{font-weight:700}.estimate-placeholder{border:1px dashed #b6c7b3;background:#f5f8f2;border-radius:8px;padding:16px;font-size:12px;color:var(--muted);margin:0}.calculator-error{color:#962d1b;font-size:13px;line-height:1.5;margin:0 0 14px}.calculator-error:empty{display:none}.calc-disclaimer{font-size:11px;line-height:1.6;color:var(--muted);margin:15px 0 0}.calc-disclaimer strong{color:var(--ink)}.privacy-note{font-size:11px;margin:12px 0 0;color:var(--muted)}.local-strip{border-block:1px solid var(--line);background:var(--sage);padding:20px 0}.local-strip .shell{display:flex;justify-content:space-between;gap:24px;align-items:center}.local-strip p{margin:0;font-size:14px}.local-strip .towns{color:var(--muted);font-size:12px}.planning{padding:76px 0}.planning-grid{display:grid;grid-template-columns:.94fr 1.06fr;gap:78px;align-items:center}.people-photo{margin:0;position:relative}.people-photo img{width:100%;aspect-ratio:1/1;object-fit:cover;object-position:50% 50%;border-radius:140px 12px 12px 12px}.people-photo figcaption{margin:16px 0 0;font-size:12px;color:var(--muted)}.planning .eyebrow{margin-bottom:16px}.planning-intro{color:var(--muted);font-size:15px}.steps{list-style:none;padding:0;counter-reset:step;margin:26px 0 0}.steps li{counter-increment:step;display:grid;grid-template-columns:38px 1fr;gap:16px;border-top:1px solid var(--line);padding:21px 0}.steps li::before{content:'0' counter(step);font-family:var(--serif);font-size:23px;color:#47734b}.steps h3{font-size:16px;margin-bottom:6px}.steps p{font-size:13px;color:var(--muted);margin:0}.questions{background:var(--sage);padding:64px 0}.questions-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:90px}.questions h2{font-size:38px}.questions .eyebrow{margin-bottom:16px}.questions-intro{font-size:14px;color:var(--muted)}.faq details{border-top:1px solid #bbcbb9}.faq details:last-child{border-bottom:1px solid #bbcbb9}.faq summary{padding:20px 30px 20px 0;cursor:pointer;font-size:14px;font-weight:700;position:relative;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:'+';position:absolute;right:2px;top:15px;font-size:24px;font-weight:400}.faq details[open] summary::after{content:'\2212'}.faq details p{font-size:14px;color:#435b4a;margin:0 25px 22px 0}.contact{padding:76px 0}.contact-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:100px;align-items:start}.contact .eyebrow{margin-bottom:18px}.contact h2{max-width:520px}.contact p{color:var(--muted);font-size:15px}.contact-number{font-family:var(--serif);font-size:34px;font-weight:500;display:inline-block;text-decoration-thickness:1px;margin-bottom:16px}.branches{list-style:none;margin:0;padding:0}.branches li{border-top:1px solid var(--line);padding:18px 0}.branches li:last-child{border-bottom:1px solid var(--line)}.branches a{display:block;text-decoration:none}.branches a:hover strong{text-decoration:underline}.branches strong{display:block;font-size:15px}.branches span{font-size:12px;color:var(--muted)}.review-note{padding:22px;border:1px solid #d4c7ab;background:#f7f2e7;font-size:12px;margin-bottom:48px;color:#5b4a2e}.review-note h2{font-family:var(--sans);font-size:14px;font-weight:700;letter-spacing:0;margin-bottom:8px}.review-note p{margin-bottom:6px}.review-note p:last-child{margin:0}.campaign-footer{background:var(--forest);color:white;padding:38px 0 30px}.footer-top{display:flex;justify-content:space-between;gap:30px;align-items:center;padding-bottom:28px}.footer-top img{width:230px;height:auto}.footer-links{display:flex;gap:22px;flex-wrap:wrap;font-size:12px}.footer-bottom{border-top:1px solid #59826a;padding-top:24px;display:flex;align-items:center;justify-content:space-between;gap:28px}.footer-bottom .fdic{max-width:450px}.footer-bottom .ehl{font-size:12px}.copyright{font-size:11px;color:#cfdfd4;margin:24px 0 0}.mobile-call{display:none}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.people-photo img{height:auto}
.people-photo img[src$="advisor-couple.jpg"]{object-position:100% 50%}
.result-payment{overflow-wrap:anywhere}.result-payment.long-amount{font-size:28px}.result-details dd{min-width:0;overflow-wrap:anywhere;text-align:right}
@media(min-width:1600px){.hero{padding-top:70px;padding-bottom:78px}}
@media(max-width:1000px){.hero-grid{gap:32px}.shell{padding-inline:24px}h1{font-size:50px}.planning-grid{gap:40px}.questions-grid{gap:40px}.contact-grid{gap:50px}.calculator{padding:22px}.fields{gap:14px}.local-strip .shell{align-items:flex-start;flex-direction:column;gap:5px}}
@media(max-width:740px){body{padding-bottom:78px}.shell{padding-inline:22px}.official .shell{align-items:flex-start;flex-direction:column;gap:8px}.official .ehl{font-size:10px}.official .fdic span{font-size:12px}.campaign-header .shell{min-height:88px;gap:12px}.logo{width:195px}.header-contact{font-size:10px}.header-contact a{font-size:12px}.draft-banner{font-size:10px}.hero{padding:34px 0 42px}.hero-grid{grid-template-columns:1fr;gap:30px}h1{font-size:47px;line-height:1.07;margin-top:16px;margin-bottom:20px;max-width:530px}.eyebrow{font-size:10px}.intro{font-size:16px;line-height:1.75}.actions{gap:16px;margin-top:22px}.button{font-size:13px;padding:12px 18px}.use-list{margin-top:20px;padding-top:16px;gap:8px 16px;font-size:11px}.hero-note{font-size:12px;margin-top:17px;margin-bottom:0}.calculator{padding:22px;border-radius:12px}.calculator h2{font-size:25px}.calc-intro{font-size:12px}.fields{gap:14px}.field label{font-size:11px;min-height:32px;display:flex;align-items:end}.field-help{font-size:10px}.calc-disclaimer{font-size:11px}.planning{padding:45px 0}.planning-grid{grid-template-columns:1fr;gap:34px}.people-photo img{aspect-ratio:1.3/1;border-radius:85px 10px 10px 10px}.planning-grid h2{font-size:36px}.questions{padding:44px 0}.questions-grid{grid-template-columns:1fr;gap:14px}.questions h2{font-size:34px;margin-bottom:16px}.contact{padding:44px 0}.contact-grid{grid-template-columns:1fr;gap:20px}.contact h2{font-size:36px}.contact-number{font-size:31px}.review-note{margin-bottom:32px;padding:18px}.footer-top,.footer-bottom{flex-direction:column;align-items:flex-start;gap:22px}.footer-links{gap:16px}.footer-bottom .fdic span{font-size:12px}.mobile-call{display:flex;position:fixed;z-index:3;bottom:0;left:0;right:0;align-items:center;justify-content:space-between;gap:12px;background:var(--cream);border-top:1px solid var(--line);box-shadow:0 -3px 16px #18382b0a;padding:12px 18px max(12px,env(safe-area-inset-bottom));font-size:12px}.mobile-call .button{min-height:44px;padding:10px 16px}.mobile-call>a:first-child{font-weight:700}html{scroll-padding-bottom:100px}}
@media(max-width:360px){.shell{padding-inline:16px}.logo{width:174px}.header-contact span{display:none}.calculator{padding:18px}h1{font-size:42px}.actions{gap:14px}.mobile-call{padding-inline:14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{.mobile-call,.draft-banner,.header-contact{display:none}body{padding:0}.hero-grid,.planning-grid,.questions-grid,.contact-grid{display:block}.calculator{box-shadow:none;break-inside:avoid}.official,.campaign-footer{background:white;color:black}.people-photo{max-width:300px}.review-note{break-inside:avoid}}
/* Temporary review links, remove from all footers before real-domain launch. */
footer .temporary-review-links{padding:24px 0;border-bottom:1px solid rgba(255,255,255,.2)}
footer .temporary-review-links h2{display:inline-block;margin:0;padding:4px 9px;border-radius:4px;background:#f5dfab;color:#143f30;font-family:var(--sans),sans-serif;font-size:12px;font-weight:700;line-height:1.6;letter-spacing:.12em}
footer .temporary-review-links p{margin:10px 0 4px;color:#d5e6dc;font-size:13px;line-height:1.6}
footer .temporary-review-links ul{display:flex;flex-wrap:wrap;gap:4px 28px;margin:0;padding:0;list-style:none}
footer .temporary-review-links li{margin:0}
footer .temporary-review-links a{display:inline-flex;align-items:center;min-height:44px;color:#fff;font-size:14px;text-decoration:underline;text-underline-offset:4px}
footer .temporary-review-links a:focus-visible{outline:3px solid #f5dfab;outline-offset:4px}