FDIC-Insured – Backed by the full faith and credit of the U.S. Government
A certificate of deposit locks in a guaranteed rate on a deposit insured by the FDIC up to applicable limits. Pick the term that matches your goal, from 91 days to 60 months, and when it matures, cash it out or roll it into another certificate and keep growing.
Overview
Guaranteed return
The rate you open with is the rate you keep for the whole term, on a deposit insured by the FDIC up to applicable limits.
$500 to open
Every term has the same $500 minimum opening deposit.
Seven terms
91 days to 60 months. Shorter terms keep money close; longer terms reward patience.
Current rates.
Effective 12/16/2025.
* Annual Percentage Yield (APY) is accurate as of effective date and represents the total interest earned, including compounding interest, over a one-year period. You must maintain an account balance equal to or greater than the required minimum opening balance to earn the Annual Percentage Yield. Fees may reduce earnings. Early withdrawal penalties may apply.
* Annual Percentage Yield. See all rates, terms and account requirements.
Saving for retirement? The same certificates are available in IRA form. See IRA Certificates of Deposit.
Common questions
Are CDs at Greenville Savings Bank FDIC insured?
FDIC insurance covers up to $250,000 per depositor, per FDIC-insured bank, per ownership category, protecting funds in checking, savings, MMDAs, and CDs.
What is the minimum deposit to open a CD in the Greenville area?
$500 for every CD term at any of our three branches. IRA certificates also open with $500.
Can I open a CD account online?
Documentation is completed in person at our Greenville, Hermitage, or New Wilmington branch, and a Customer Service Representative can open your certificate the same day.
Why choose a local Pennsylvania bank for CDs?
Personalized service from people you can sit across from, competitive rates, and savings that stay working in the Mercer and Lawrence County communities.
Opening a certificate
Visit any branch with two forms of ID and your opening deposit. A Customer Service Representative will walk you through the terms, and an early-withdrawal penalty may apply if you need the money before maturity, so bring your questions. Prefer to think it over first? Try the CD calculator, including a ladder option.
Visit us in person
Three hometown offices, each with local people who can help in one visit.
