Member FDIC Equal Housing Lender Routing #243374218

Local lending

A personal loan built around a clear plan.

Fixed-payment installment loans and flexible personal lines of credit, with decisions made locally.

Loan decisions here are made by people you can sit across from, and every loan is serviced in house. Two options cover most needs.

Personal Installment Loan

A lump sum repaid in fixed monthly payments over a set period. Often used for refinancing credit card debt, large purchases, or home improvements.

  • Secured and unsecured options
  • Fixed interest rate
  • Fixed monthly principal and interest payments

Personal Line of Credit

Borrow only what you need as you need it. Often used for education costs or remodeling projects.

  • Unsecured
  • Variable interest rate that adjusts with prime rate changes
  • Checks issued for easy access to funds
  • Optional overdraft protection for your checking account

Thinking it through? The personal loan calculator estimates payments, and the debt consolidation calculator compares combining existing balances.

Getting started

Call or visit your local branch to apply. A lender will help you decide between the installment loan and the line of credit based on what you are financing.

Find your branch

Hands working through a budget with a calculator and cash

Plan it here

Price a personal loan before you apply.

Compare payment and total interest across different amounts, rates and terms.

If the calculator does not load, open it as a full page.

Questions are welcome here.

Call or visit a local branch and talk through the next step with a real person.