The equity you have built in your home can work for you. We offer two ways to use it, both decided locally and serviced in house.
Home Equity Installment Loan
A lump sum against your equity with a set repayment term, like a conventional mortgage. A good fit for renovation projects that can raise your home’s value.
- Fixed interest rate
- Fixed monthly principal and interest payments
- Borrow against the difference between market value and mortgage balance
Home Equity Line of Credit
A revolving credit line secured by your home, for large expenses or consolidating higher-interest debt.
- Variable interest rate that adjusts with prime rate changes
- Checks issued for easy access to funds
- Borrow only what you need, when you need it
The home equity calculator estimates what you could borrow, and the debt consolidation calculator shows what folding higher-interest balances into one loan could look like.
Applying is a conversation
Call or visit any branch and a lender will walk through your equity, the two options and which fits what you are planning. Your house is the collateral for these loans, so bring your questions; we would rather answer them up front.
