Home Affordability Calculator
How much house fits your budget?
Start from your income and debts, not a wish list. Get a realistic price range in seconds, then sit down with a local lender to make a plan.
Car loans, student loans, credit card minimums. Skip utilities and groceries.
Comfort level
Keeps total monthly debts near 36%, 41% or 45% of your gross income.
Loan term
Estimates for illustration only. Your actual buying power depends on credit, property, loan program and final terms. This is not an application or a commitment to lend. Member FDIC. Equal Housing Lender.
Why start here
Know your number before you fall for a house.
Shop with confidence
A realistic range keeps you out of bidding wars on homes that would strain your budget.
Pre-qualification in a day
Bring these numbers to a local lender and walk out knowing exactly what you can offer.
Decisions made locally
Your application is reviewed by someone in Mercer County, not a call center three states away.
Ready to find out for real?
Pre-qualification is free, takes about a day, and does not commit you to anything.